Belgians can check their nearest pension date on mypension.be from 4 November

Nearest pension date back online

Since Wednesday, 4 November 2026, everyone who works or has worked in Belgium can check their nearest possible pension date on mypension.be, the government website run jointly by Sigedis, the INASTI and the Federal Pension Service (SPF Pensions). Until now the date had been open only to people aged 60 and over, a restriction in place since July 2026. The three institutions describe the relaunch as a new layout and an updated tool, and the site is designed to be easier to use on smartphones. The technology behind the site was also reworked. Access was slow on Wednesday morning.

Who is still left out

A few groups still cannot get a date. People on unemployment benefit with a fixed end date are excluded, because the institutions cannot know what they will do once that period ends. Careers that include periods which cannot be calculated automatically are also excluded, and citizens cannot change this themselves. Because of the pension reform, waiting times at the Federal Pension Service are longer than usual, and the service is giving priority to people who can retire this year or next, while asking the public for patience. Questions can be directed to the Federal Pension Service.

Supplementary pensions in a single overview

The supplementary pension, built up through an employer or as a self-employed person, is visible again. Instead of showing only what has already accrued, the site now gives one overview of what a person can expect at legal pension age, across all pension plans and in net amounts. The net figure accounts for taxes and social contributions, estimated at between 15% and 25% of the supplementary amount depending on the case. La Libre notes that about 4.5 million Belgian citizens hold a supplementary pension. Each plan can also be viewed separately, showing how it has changed over the previous year. Anyone who retires on the earliest date can receive the supplementary pension straight away, as a lump sum or a monthly annuity, without waiting for legal pension age. Sigedis will also send an annual pension statement to the e-box of everyone building a supplementary pension.

Still to come and rollout timeline

The legal pension amount under the new rules will not appear until the second half of 2027, while people who retire this year under the old rules can already see theirs. The nearest date without malus, meaning the earliest date without a penalty, is due by the end of 2026. Simulations, such as the question of how becoming self-employed affects a pension, arrive at the end of 2027. The changes follow the federal government's pension reform, which takes effect in 2027. Earlier steps had already added features: since June 2026 the work counter has shown bonuses and maluses, and since July 2026 people aged 60 and over could view their nearest date. The sequence is set out below.