Pension Valorization 2026: 5.3 Percent Index, New Supplements and Changes in ZUS and KRUS

The upcoming benefit valorization, traditionally occurring on March 1, 2026, is based on an index of 5.3%. This figure accounts for the average annual inflation and real wage growth in the economy. This reform will directly translate into an increase in the lowest benefits: the minimum pension will rise from the current 1,878.91 PLN to 1,978.49 PLN gross. The systematic increase will also cover social pensions and benefits paid by KRUS for farmers, where the basic pension will reach about 1,878.50 PLN gross. Government plans assume this process will be automatic, meaning seniors do not need to submit additional applications to receive higher amounts in their accounts. The valorization system in Poland is based on a 1998 law that guarantees the preservation of the real value of benefits relative to rising living costs. This mechanism has evolved over decades, transitioning from quarterly valorization during the hyperinflation of the 1990s to the current annual model.A crucial change in 2026 is the final resolution of the issue of June pensions granted between 2009 and 2019. Thanks to legislative amendments, ZUS will recalculate benefits for nearly 250,000 people, which could bring them an average of 200 PLN more per month. Combined with the March valorization, this group of pensioners will see a so-called double increase. Simultaneously, from March, the income threshold entitling individuals to a supplementary benefit for those unable to live independently will rise to 2,687.67 PLN. Supplements, including the care allowance, will also be systematically valorized; for war invalids, it will increase to 550 PLN. „The average wage in the national economy in January 2026 increased by 6.1 percent year-on-year, reaching 9,002.47 PLN.” — Central Statistical Office The year 2026 also marks the first full year of the widow's pension, introduced in July of the previous year. This benefit allows for receiving one's own pension and part of the family pension after a deceased spouse, representing a breakthrough in financial protection for widowed individuals. However, it's important to remember the applicable earnings limits for pensions for those who have not yet reached retirement age. Exceeding specific income thresholds may result in the suspension or reduction of benefit payments by the pension authority. Changes to Key Benefits from March 2026: : → ; : → ; : → 5.3% — pension valorization index for 2026 In the political sphere, debate centers around proposals for a flat-rate-percentage valorization, which would more strongly support those with the lowest incomes. This sparks discussions between proponents of equal percentage increases for all and advocates for flattening the benefit structure to reduce poverty among the oldest citizens.